That being said, Workman's comp can become a nightmare for small business owners because it's a complicated state mandated program.
Employer's workman's comp insurance policies are available from commercial insurance companies, at regular or predetermined excessive risk policies obtained through assigned-risk programs.
In most states employers are prevented from terminating an employee for simply reporting a workplace injury, or for filing a workman's comp claim.
The law prevents workers to falsely filing workman's comp benefit claims.