Monkey-trap Definition

(literally probably folk-lore) A cage containing a banana with a hole large enough for a monkey's hand to fit in, but not large enough for a monkey's fist (clutching a banana) to come out. Used to "catch" monkeys that lack the intellect to let go of the banana and run away.

(figuratively) A clever trap of any sort, that owes its success to the ineptitude or gullibility of the victim.