Enter the total amount you still owe on your first mortgage.
He founded at Dresden the first Mortgage Insurance Society (Hypotheken-Versicherungsgesellschaft), and as a result of the success of his work was summoned in 1860 to Berlin as director of the statistical department, in succession to Karl Friedrich Wilhelm Dieterici (1790-1859).
The amount borrowed will be combined with the amount the borrower still owes on his first mortgage.
In general, equity loans are relatively easy to obtain, and is often easier to qualify for than a first mortgage.
With a cash-out refinance, you refinance your first mortgage for more than you owe and get cash back at closing.